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| Shore Finance - Financial Planners |
There is a much better way of keeping the money that you’ve
earned through the years than just putting them away in the bank. Of course,
banks provide security for your money but only offer little interest. If you
are thinking of a much better way to manage your funds, then it’s time to think
about consulting a financial planner.
You know that growing your money is the best way. But not
all of us know how to handle our money and even plan it carefully to make sure
they really grow and give us financial security in the future. Although we know
that putting our money for investments is a great way to make it work for us
but more often than not, we don’t have sufficient time needed to learn all the
stuff about investment.
Needless to say, we need the help of a financial planner to
help our funds grow and be used in proper ways and at the same time, help us
avoid incorrect investment techniques.
A financial planner is a professional that analyzes your
financial situation and help you manage it properly and help you reach your
financial goals. A financial planner also helps you plan out the proper usage
of your money to help you gain more than lose.
A financial planner is the person you need to look for when
you need financial advices on how to invest, save, plan, and grow your money by
examining different strategies and techniques depending on your financial
status and your goals.
Financial planners are specialists when it comes to setting
financial goals, retirement, real estate planning, and they give you a view of
your money and the possible movement on given circumstances on specific assets.
Yes, having a financial planner is an important
consideration when it comes to handling your finances and assets. But the next
question would be, how can you guarantee that the person is really an expert?
Today, there are a lot of people claiming to be financial
experts and they would eventually convince you that they can manage your funds
in the best way possible. With a bit of talk and some display of credentials,
you can be easily convinced.
But then again, since this is a financial matter, you will
be dealing with your money which you have accumulated within years of hardwork.
This is your family’s money and future. Choosing a financial planner that is an
expert and has an excellent level of expertise is definitely vital.
So, what is the best standard in choosing a financial
planner?
Reputation
Fact: a good reputation isn’t earned overnight. Finding a
financial planner with excellent reputation is one of the important aspects you
have to look into.
Looking for referrals and checking on them is a great way to
confirm your planner’s status. Also, making it appoint to check with security
regulators of the country and make sure the planner doesn’t have any bad
records with them.
Credentials
Yes, this is ultimately necessary. The financial planner
must have satisfactory papers and records to prove that he/she is a certified
reputable planner.
These credentials will be able to show you what education
he/she has attained or if he/she has attended professional financial courses,
updated license, and recent knowledge on the happenings in the financial world.
Knowledgeable
One of the best ways to determine if your planner is really
knowledgeable enough in the financial field is to have some facts and concepts
explained to you. The planner also must be open in sharing information with you
in such a way that is understandable and really finds a way to simplify
concepts in order for you to understand.
Sees you as the optimum priority
The planner should be open to strategies, products and
financial designs that suits you best and not only limits your program within
the scope of the company’s own design.
Proactive and calm
Make sure that the financial planner proactively offers
solutions to your queries and takes initiative in formulating steps for your
improvement. When confronted with some difficulties, make sure that the planner
doesn’t panic, offers practical and attainable solutions, and ready with a
back-up plan if ever some strategies don’t work as expected.
